If you’re thinking about making a move, the current housing market presents both opportunities and challenges—depending on where you are and what your goals are. Whether you're buying or selling, here's what you need to know right now:

1. Credit Score Matters—But It Doesn’t Have To Be Perfect

One of the biggest myths in homebuying is that you need a perfect credit score to qualify for a mortgage. That’s just not true. While a higher score can help you secure better loan terms, there are options for a wide range of credit profiles. The best step? Connect with a trusted lender who can help you understand where you stand and what you can afford.

2. Home Prices Are Still Rising—But at a Slower Pace

Experts forecast that home prices will continue to rise in the second half of 2025, just not as quickly as they have in recent years. That means if you’re waiting for prices to drop, you might be waiting a while. Acting sooner rather than later could help you avoid paying more down the road.

3. It’s a Tale of Two Markets

Depending on where you live, the housing market could feel red-hot or oddly quiet. That’s because local markets are shifting in different directions. In some areas, sellers still have the upper hand, while in others, buyers are gaining ground. Success today means understanding your local conditions—and having a real estate expert who knows your market inside and out.

4. Overpricing Your Home Can Cost You

If you’re planning to sell, be careful not to overprice your home. While it might be tempting to aim high, doing so can backfire—leading to fewer showings, longer time on market, and eventually, price drops. Pricing your home correctly from the start is key to attracting serious buyers and closing faster.

Bottom Line:

Today’s market is anything but one-size-fits-all. Whether you’re buying your first home, thinking of selling, or just exploring your options, let’s connect. I’ll help you understand what’s happening locally and build a strategy that works for you.