If you’ve been wondering whether now’s a smart time to make a move — or if you should wait until things “settle down” — you’re not alone. Between home prices, mortgage rates, and headlines about the market, it’s easy to feel unsure. But here’s what the experts are really saying.

The Market Isn’t Crashing — It’s Normalizing

Let’s clear up one of the biggest misconceptions: the housing market isn’t on the verge of crashing. Experts agree that today’s conditions are nothing like 2008. Homeowners have record levels of equity, lending standards are much tighter, and the supply of homes is still too low to meet demand.

In short, while prices may moderate in some areas, a major drop isn’t on the horizon. The real question isn’t if home values will rise — it’s how much.

Why Homes Feel So Expensive Right Now

If home prices feel higher than ever, it’s not just about the sticker price. Construction costs, labor shortages, and limited inventory all play a role. But there’s another reason homes seem pricier: your perspective.

When mortgage rates rise, buying power shrinks — meaning even small rate changes can make monthly payments feel much bigger. The good news? As rates ease and more options hit the market, affordability should improve.

Thinking of Selling in 2026? Start Now

If your goal is to sell in 2026, don’t wait until next spring to start prepping. The work you do now — whether it’s making small repairs, freshening up paint, or updating fixtures — can make a huge difference later. Starting early gives you time to budget wisely, find great contractors, and make upgrades that truly pay off.

Don’t Skip the Staging Step

One of the most effective ways to help your home sell faster (and for more money) is staging. It helps buyers picture themselves living there, highlights your home’s best features, and makes your listing photos stand out online. Even simple touches like decluttering, rearranging furniture, and adding fresh décor can have a big impact.

Bottom Line

The housing market is shifting — but not crashing. Whether you’re planning to sell soon or preparing for 2026, now’s the time to get ahead. A little strategy, some smart updates, and the right guidance can help you make your next move with confidence.